Just bought a new boat? Exciting! But before you hit the water, take a moment to assess the insurance coverage you need.
Your regular car policy doesn’t cover watercraft like boats, jet skis, or motorized personal watercraft like Sea-Doos. More importantly, most states require boat insurance just like they do for car insurance.
In most states, you can get away with just liability coverage, which covers damage or injuries related to your boat’s use. However, if your boat is brand new, expensive, or has custom parts, choosing comprehensive and collision insurance is a smart idea.
Usually, boat insurance will also cover damages caused by:
To learn more about how to protect your watercraft, our expert team is standing by to answer all your questions and help you find the perfect amount of coverage. Consultations are always free so don’t be shy – call us today!
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